Your debtors - debt collection

Formal notice

Put a debtor on formal notice to protect your company's or your personal rights. Request an excerpt from the debtor's register to check his or her solvency. Contact our lawyers and legal experts for information on debtor default proceedings.

A formal notice is an order given to a debtor to pay the amounts he owes to his creditor, under penalty of legal action being taken against him. In principle, a formal notice is sent by post, setting a deadline for the debtor to comply, but it can also be sent by email or verbally. In certain cases, the formal notice may be decisive in calculating the starting date of the legal interest on arrears owed by the debtor. Given that this interest is 5%, it can represent a considerable amount in the long run, and it can be important to send a formal notice of default quickly, when necessary.

Our formal notice of default is supplied in .doc (word) format, enabling you to adapt it to your needs. A detailed explanatory note supplied with the letter helps you to understand the parts of the document that depend on your choice, and to complete them in a way that is specific and adapted to the situation. Download them for CHF 30.- or contact us for more information.